Bad Credit Financing on Long Island, NY

At Merrick DCJ, we don't believe in turning people away just because of their credit score. No matter your past financing history, our financing professionals are here to help give you a chance to get into a great vehicle at a great price on Long Island, New York. From Dodge, Ram, Chrysler, and Jeep incentives to affordable bad and no credit financing solutions, our expert financing team will work with you to help you into your next vehicle. Our bad credit auto financing options include lease options, low loan rates, and more, all to help put you on equal footing and help you into a vehicle. Get pre-approved for an auto loan today by contacting our Long Island, NY dealership.

 

 
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Learn more about your Credit Score at your Long Island, NY Dealership

Credit Rating Factors Negative Impact Positive Impact
Little or No Credit History X
On Time Debt Payments X
Excessive Existing Debt X
Filing for Bankruptcy X
High Amount of Available Credit X
Having a Long-Standing Credit Account (< 8 years) X
Late or Missed Payments X
Foreclosures or Repossessions X

Drive Away in a New Car Model with Bad Credit Financing 
Long Island | Wantagh | Levittown | Amityville | Nassau County

There's plenty to love about the Dodge, Ram, Chrysler, and Jeep lineup, available now at your local dealership and financing center on Long Island, NY. For everything life throws your way, there's a vehicle from our lineup to help make the most of it. Explore the adventurous Dodge Durango, a robust SUV equipped with state-of-the-art technology and safety features. Or, consider the Ram 1500, a powerful pickup truck ideal for heavy-duty tasks and off-road escapades. Interested in a family-friendly option? The Chrysler Pacifica, an efficient and stylish minivan, has you covered. Find a time for a test drive today by contacting the sales team at Merrick DCJ! We look forward to helping you find a car you love and a bad credit financing option that works best for you.

 

Credit Score Breakdown
Excellent 750 & Above
Good 700-749
Fair 650-699
Poor 550-649
Bad 550 & Below
*data pulled from creditsesame.com

Apply for Auto Financing in Long Island, NY Today

Starting your bad credit auto financing application couldn't be easier. Give the financing team at Merrick DCJ on Long Island, NY a call, or stop by in person, to start filling it out. We'll work with you and help answer any questions you may have throughout the financing process.

 


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